{"id":3075,"date":"2019-04-03T00:23:56","date_gmt":"2019-04-02T22:23:56","guid":{"rendered":"https:\/\/www.big-brokers.ch\/tcm-e-key-man-2\/"},"modified":"2026-01-30T10:51:13","modified_gmt":"2026-01-30T09:51:13","slug":"death-cover-and-key-man","status":"publish","type":"page","link":"https:\/\/big-brokers.ch\/en\/death-cover-and-key-man\/","title":{"rendered":"Death Cover and Key Man"},"content":{"rendered":"

[vc_row][vc_column] \n

\n
\n
\n
\n
<\/span>\n

Death Cover<\/h2>\n

<\/h6>\n <\/div>\n \n <\/div>\n \n
\n

In term life policies, the risk relates to the life of the insured and is entirely taken over by the company. <\/p>
\n <\/div>\n \n

\n \n

The insurance company agrees to pay to the beneficiaries an amount of compensation as defined at the time of subscription. The monthly or annual premium payment depends age, health and the level of cover.<\/p>\n <\/div>\n \n

\n

The term life policy offers two options for payment of compensation:
\n1) Compensation is paid to the beneficiaries on the death of the life assured.
\n2) Compensation is paid to the beneficiaries on a set date irrespective of the death of the life assured. <\/p>\n
\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n<\/section>\n[\/vc_column][\/vc_row][vc_row css=”.vc_custom_1556491058843{margin-top: -2% !important;}”][vc_column][vc_single_image image=”3077″ img_size=”1920×600″ alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column] \n

\n
\n
\n
\n
<\/span>\n

KEY-MEN<\/h2>\n

<\/h6>\n <\/div>\n \n <\/div>\n \n
\n

As the name suggests, the Key Man policy protects the company against the loss of a key employee critical to the company\u2019s ongoing success. Whether CEO or persons in key strategic positions, valuable employees merit careful protection to ensure that the business can continue should the unexpected happen. <\/p>
\n <\/div>\n \n

\n \n

The Key Man policy covers the following risks :
\nDeath \u2013 whatever the cause
\nPermanent Total Disability \u2013 due to accident or illness.<\/p>\n <\/div>\n \n

\n

The sum insured can remain constant or decrease during the life of the contract. The policyholder shall designate a beneficiary and can revoke or modify such designation at any time in writing to the insurance company or by will. <\/p>\n
\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n<\/section>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]
\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle”][vc_column] \n

\n
\n
\n
\n
<\/span>\n

Choose your Contact Person<\/h2>\n

Personalized information and advice throughout the world.<\/h6>\n <\/div>\n \n <\/div>\n \n
\n
\n
\"Image\"<\/figure>\n

Italy<\/h4>\n

<\/p>\n \"Image\"<\/a>\n <\/div>\n \n

\n
\"Image\"<\/figure>\n

Switzerland<\/h4>\n

<\/p>\n \"Image\"<\/a>\n <\/div>\n \n

\n
\"Image\"<\/figure>\n

France <\/br> and Monaco<\/h4>\n

<\/p>\n \"Image\"<\/a>\n <\/div>\n \n

\n
\"Image\"<\/figure>\n

United Kingdom<\/h4>\n

<\/p>\n \"Image\"<\/a>\n <\/div>\n \n

\n
\"Image\"<\/figure>\n

Greece <\/br> and Middle East<\/h4>\n

<\/p>\n \"Image\"<\/a>\n <\/div>\n \n

\n
\"Image\"<\/figure>\n

Spain<\/br> and LatAm<\/h4>\n

<\/p>\n \"Image\"<\/a>\n <\/div>\n \n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n<\/section>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1556491058843{margin-top: -2% !important;}”][vc_column][vc_single_image image=”3077″ img_size=”1920×600″ alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] [\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle”][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/other-page.php","meta":{"footnotes":""},"class_list":["post-3075","page","type-page","status-publish","hentry"],"yoast_head":"\nDeath Cover and Key Man - BIG Insurance Brokers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Death Cover and Key Man - BIG Insurance Brokers\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1556491058843{margin-top: -2% !important;}”][vc_column][vc_single_image image=”3077″ img_size=”1920×600″ alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] [\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle”][vc_column][\/vc_column][\/vc_row]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/\" \/>\n<meta property=\"og:site_name\" content=\"BIG Insurance Brokers\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-30T09:51:13+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/\",\"url\":\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/\",\"name\":\"Death Cover and Key Man - BIG Insurance Brokers\",\"isPartOf\":{\"@id\":\"https:\/\/www.big-brokers.ch\/it\/#website\"},\"datePublished\":\"2019-04-02T22:23:56+00:00\",\"dateModified\":\"2026-01-30T09:51:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.big-brokers.ch\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Death Cover and Key Man\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.big-brokers.ch\/it\/#website\",\"url\":\"https:\/\/www.big-brokers.ch\/it\/\",\"name\":\"BIG Insurance Brokers\",\"description\":\"we are your international brokers\",\"publisher\":{\"@id\":\"https:\/\/www.big-brokers.ch\/it\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.big-brokers.ch\/it\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.big-brokers.ch\/it\/#organization\",\"name\":\"BIG Insurance Brokers\",\"url\":\"https:\/\/www.big-brokers.ch\/it\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.big-brokers.ch\/it\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png\",\"contentUrl\":\"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png\",\"width\":300,\"height\":143,\"caption\":\"BIG Insurance Brokers\"},\"image\":{\"@id\":\"https:\/\/www.big-brokers.ch\/it\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Death Cover and Key Man - BIG Insurance Brokers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/","og_locale":"en_US","og_type":"article","og_title":"Death Cover and Key Man - BIG Insurance Brokers","og_description":"[vc_row][vc_column][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1556491058843{margin-top: -2% !important;}”][vc_column][vc_single_image image=”3077″ img_size=”1920×600″ alignment=”center”][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] [\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle”][vc_column][\/vc_column][\/vc_row]","og_url":"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/","og_site_name":"BIG Insurance Brokers","article_modified_time":"2026-01-30T09:51:13+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/","url":"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/","name":"Death Cover and Key Man - BIG Insurance Brokers","isPartOf":{"@id":"https:\/\/www.big-brokers.ch\/it\/#website"},"datePublished":"2019-04-02T22:23:56+00:00","dateModified":"2026-01-30T09:51:13+00:00","breadcrumb":{"@id":"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.big-brokers.ch\/en\/death-cover-and-key-man\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.big-brokers.ch\/en\/"},{"@type":"ListItem","position":2,"name":"Death Cover and Key Man"}]},{"@type":"WebSite","@id":"https:\/\/www.big-brokers.ch\/it\/#website","url":"https:\/\/www.big-brokers.ch\/it\/","name":"BIG Insurance Brokers","description":"we are your international brokers","publisher":{"@id":"https:\/\/www.big-brokers.ch\/it\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.big-brokers.ch\/it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.big-brokers.ch\/it\/#organization","name":"BIG Insurance Brokers","url":"https:\/\/www.big-brokers.ch\/it\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.big-brokers.ch\/it\/#\/schema\/logo\/image\/","url":"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png","contentUrl":"https:\/\/big-brokers.ch\/wp-content\/uploads\/2019\/08\/big-insurance-brokers-logo.png","width":300,"height":143,"caption":"BIG Insurance Brokers"},"image":{"@id":"https:\/\/www.big-brokers.ch\/it\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/pages\/3075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/comments?post=3075"}],"version-history":[{"count":10,"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/pages\/3075\/revisions"}],"predecessor-version":[{"id":8994,"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/pages\/3075\/revisions\/8994"}],"wp:attachment":[{"href":"https:\/\/big-brokers.ch\/en\/wp-json\/wp\/v2\/media?parent=3075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}