{"id":2941,"date":"2019-03-28T23:53:53","date_gmt":"2019-03-28T22:53:53","guid":{"rendered":"https:\/\/www.big-brokers.ch\/cose-il-private-life-insurance\/"},"modified":"2025-10-22T11:55:40","modified_gmt":"2025-10-22T09:55:40","slug":"what-is-private-life-insurance","status":"publish","type":"page","link":"https:\/\/big-brokers.ch\/en\/what-is-private-life-insurance\/","title":{"rendered":"What is Private Life Insurance?"},"content":{"rendered":"

[vc_row full_width=”stretch_row”][vc_column][vc_row_inner content_placement=”middle” wrap_container=”yes” el_class=”row” css=”.vc_custom_1646043916545{padding-right: 5% !important;padding-left: 5% !important;}”][vc_column_inner width=”1\/2″][\/vc_column_inner][vc_column_inner width=”1\/4″ css=”.vc_custom_1646043384555{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-left: 20px !important;border-left-color: #ffffff !important;border-left-style: double !important;border-right-color: #ffffff !important;border-right-style: double !important;border-top-color: #ffffff !important;border-top-style: double !important;border-bottom-color: #ffffff !important;border-bottom-style: double !important;border-radius: 5px !important;}”][vc_single_image image=”4912″ img_size=”medium” css_animation=”bounceIn”][vc_column_text css_animation=”bounceIn”]We are the largest placement agents in Monaco for seriousness, competence and experience. Specialized in Private Life Insurance<\/strong>, TCM and International Healthcare.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1646044056333{margin-top: -50px !important;}”][vc_column] \n

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Private Life Insurance: the safe and flexible solution<\/h2>\n

Precisione, affidabilit\u00e0 e massima discrezione sono parte della nostra identit\u00e0.<\/h6>\n <\/div>\n \n <\/div>\n \n
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L\u2019estrema incertezza dei mercati finanziari ha spinto gli investitori privati ad adottare strategie pi\u00f9 protettive nei confronti del patrimonio, a discapito di investimenti con alte performance associati a rischi elevati. L\u2019assicurazione vita si sta confermando tra i prodotti pi\u00f9 adatti a soddisfare questi obiettivi. <\/p>
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Il Private Life Insurance a livello contrattuale e fiscale \u00e8 una polizza a vita intera che permette di assecondare le esigenze di gestione patrimoniale di individui High Net Worth, societ\u00e0 e trust; integra i sofisticati servizi di private banking e di gestione degli investimenti con i vantaggi offerti dagli strumenti assicurativi - ottimizzazione fiscale, pianificazione successoria, protezione degli attivi, pluralit\u00e0 di supporto e riservatezza \u2013 in conformit\u00e0 con le normative vigenti nel proprio Paese di residenza.<\/p>\n <\/div>\n \n

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\u00c8 un prodotto innovativo, che garantisce una grande flessibilit\u00e0 nella stesura dei contratti e nella gestione degli attivi patrimoniali, caratterizzato da una perfetta neutralit\u00e0 fiscale e da una riservatezza garantita per legge. Queste qualit\u00e0 rendono il Private Life Insurance funzionale ai bisogni della clientela: protezione della famiglia e dei valori personali, degli immobili, delle partecipazioni, gestione del passaggio generazionale del patrimonio, consentendo la massima flessibilit\u00e0 nella scelta dei singoli strumenti finanziari che andranno a costituire il capitale investito. <\/p>\n
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Precise in every detail<\/span>\n \n

I nostri plus<\/h2>\n \n \n

BIG Insurance Brokers offers private banking customers highly personalized and independent consultancy services aimed at increasing the distribution strength and quality of insurance portfolio management. From the introductory meeting to the signing of the contract, each step is managed in an optimal and punctual manner, in order to obtain a perfect combination between the customer's needs and the insurance proposal. To maintain complete independence and autonomy, BIG Insurance Brokers has always preferred to focus exclusively on the insurance part and, unlike direct competitors, does not deal with financial management.<\/h6>\n <\/div>\n \n <\/div>\n \n \n
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BENEFICI FISCALI<\/h4>\n
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BENEFICI FISCALI<\/h4>\n

La tassazione, parziale o totale, sulla plusvalenza avviene solo al momento dell\u2019eventuale riscatto.<\/p>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n

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PIANIFICAZIONE SUCCESSORIA SEMPLICE, FLESSIBILE ED EFFICIENTE<\/h4>\n
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PIANIFICAZIONE SUCCESSORIA SEMPLICE, FLESSIBILE ED EFFICIENTE<\/h4>\n

La polizza non rientra nell\u2019asse ereditario e permette la scelta sia dei beneficiari, sia della destinazione delle quote del patrimonio. I nominativi dei beneficiari possono essere modificati o revocati in ogni momento.<\/p>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n<\/section>\n \n

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MASSIMO LIVELLO DI SICUREZZA<\/h4>\n
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MASSIMO LIVELLO DI SICUREZZA<\/h4>\n

Grande riservatezza da parte delle compagnie assicurative, che non hanno alcun obbligo di rendere noti i nominativi dei beneficiari e gli importi in ambito successorio.<\/p>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n

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PROTEZIONE E CONTROLLO DEL PATRIMONIO<\/h4>\n
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PROTEZIONE E CONTROLLO DEL PATRIMONIO<\/h4>\n

Impignorabilit\u00e0 e insequestrabilit\u00e0 del patrimonio, possibilit\u00e0 di ottenere storni parziali o totali senza particolari vincoli in caso di riscatto del contratto.<\/p>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n

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PEGNO<\/h4>\n
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PEGNO<\/h4>\n

La polizza pu\u00f2 essere offerta a garanzia di un prestito richiesto attraverso un pegno.<\/p>\n <\/div>\n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n \n <\/div>\n \n <\/div>\n \n <\/div>\n \n<\/section>\n[vc_empty_space height=”60″][\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” el_class=”nopadding”][vc_column] \n

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Network<\/span>\n

A direct presence in all major markets.<\/h2>\n

BIG Insurance Brokers operates in full compliance with the European IDD (Insurance Directive Distribution), which regulates the activity of placement, assistance, consultancy and, in general, any action having as its object an insurance contract and as its subject a risk located in a European country.<\/h6>\n <\/div>\n \n

In addition to the countries where we have a direct presence (Switzerland, Monaco and France), we are active in the main European markets and have proven experience with Russian, Israeli, Turkish and various South American clients. We are the only broker specialized in PPLI with a full local license and presence in Monaco, New Caledonia and Switzerland. A real guarantee for clients and partners in terms of quality of service and compliance with the legal framework in which we operate.<\/p>\n

In addition to the operations offered by the two offices, there is the support of over 10 collaborators who move every day within an extensive network of legal and tax professionals. A flexible and highly dynamic structure capable of providing solutions and answers aimed at High Net Worth individuals, their family offices around the world and the private banking sector.<\/p>\n \"Image\" <\/div>\n \n <\/div>\n \n<\/section>\n[\/vc_column][\/vc_row][vc_row full_width=”stretch_row_content_no_spaces” content_placement=”middle”][vc_column] \n

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Are you interested in Private Life Insurance, contact us<\/h2>\n

Personalised information and consultancy throughout the world.<\/h6>\n <\/div>\n \n <\/div>\n \n
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[vc_row full_width=”stretch_row”][vc_column][vc_row_inner content_placement=”middle” wrap_container=”yes” el_class=”row” css=”.vc_custom_1646043916545{padding-right: 5% !important;padding-left: 5% !important;}”][vc_column_inner width=”1\/2″][\/vc_column_inner][vc_column_inner width=”1\/4″ css=”.vc_custom_1646043384555{border-top-width: 2px !important;border-right-width: 2px !important;border-bottom-width: 2px !important;border-left-width: 2px !important;padding-left: 20px !important;border-left-color: #ffffff !important;border-left-style: double !important;border-right-color: #ffffff !important;border-right-style: double !important;border-top-color: #ffffff !important;border-top-style: double !important;border-bottom-color: #ffffff !important;border-bottom-style: double !important;border-radius: 5px !important;}”][vc_single_image image=”4912″ img_size=”medium” css_animation=”bounceIn”][vc_column_text css_animation=”bounceIn”]We are the largest placement agents in Monaco for seriousness, competence […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/other-page.php","meta":{"footnotes":""},"class_list":["post-2941","page","type-page","status-publish","hentry"],"yoast_head":"\nWhat is Private Life Insurance? 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